Getting auto insurance in Wisconsin is easy. Getting a policy explicitly built to your needs is a little more complicated. While you need to meet the state minimums, there’s more to consider.
At OnQuote Insurance, we can make sure you’ve thought of everything.
Exploring Types of Coverage
Did you know that there are many types of coverage that you can add to your auto insurance policy?
The state focuses on liability insurance – property damage and bodily injury. There are so many other levels of coverage you’ll want to consider. It will ensure you’re protected against more issues that could happen, whether you’re driving or not.
Such coverage options include:
- Collision
- Comprehensive
- Uninsured/underinsured motorist
- Roadside assistance
- Rental car
With so many options, you can have a policy that will give you more peace of mind.
Minimums Are Only a Suggestion
The minimum requirements in the state are only a starting point. They’re suggestions for what you absolutely need. However, you can go higher – and this is often a good idea so that you don’t get stuck paying a lot of money out of pocket if you have to file a claim.
For example, if you have had to file various comprehensive policies in the past because of hail, rogue shopping carts, or more, you may want to raise the amount in that area.
Additionally, if you are worried about the cost of your policy, you can change the deductible. If you’re a safe driver, you can pay a higher deductible to enjoy a lower monthly payment.
It’s always best to address your concerns with a licensed insurance agent. This way, you can receive solid advice to guide you toward a policy you can rely on.
Let us help you find the right auto insurance in Wisconsin. Call OnQuote today, and we’ll be with you every step of the way.