As a homeowner, you may face natural disasters that are beyond your control. These events can cause damage to your home, necessitating quick repairs so you can return to your normal life. Here are the natural disasters that home insurance policies typically cover.
Lightning Strikes
While rare, lightning strikes can cause significant damage to your home. They often affect your electrical circuit and, if they strike in the right place, could even cause a fire.
Hail Damage
Hail can cause damage to the roof and exterior of your home. Hail can sometimes be so large and powerful that it can even damage windows. After a severe hail storm, you’ll likely need some roof repair.
Wind Damage
At times throughout the year, wind gusts can become unusually high unexpectedly. This doesn’t usually relate to a storm but rather to unusually high gusts causing damage. This type of wind can affect the shingles and siding on your home, causing damage. If you have a fence or other structure on your property, they may also experience some damage from the wind.
Wildfires
Wildfires can occur anywhere and at any time. With a home insurance policy, the damage sustained to your home will be covered if the fire is classified as a wildfire and not caused by anything else. Wildfires can cause significant damage, and in some cases, completely destroy a home.
If you’re looking for home insurance in Wisconsin, contact us at OnQuote Insurance today for your personal quote.